Archive for the ‘Rants and Raves’ Category

Compass Bank Sucks

Thursday, November 17th, 2011

As a follow-up to my “Compass Bank Steals” post, I had to write again about my latest experience with Compass Bank in San Antonio, TX. Compass Bank BBVA is quite possibly the worst banking institution I’ve ever dealt with. This company will steal from you any way they can. They were recently sued (and settled) for re-ordering deposits in an attempt to overdraft the checking account of their customers as many times as possible. This is described in my post (linked above) and it happened to me. Unfortunately, I had to deal with Compass Bank over the weekend and my latest experience was just as bad.

A debt collection agency sent me a check with the Compass Bank name on it in the amount of $1000. The check arrived on Thursday and I attempted to cash the check on Friday. Unfortunately, Friday was Veteran’s Day and Compass Bank was closed. All banks are closed on Veteran’s Day, so I wasn’t too upset. I figured I would just wait until Saturday and cash the check then. I happened to be in San Antonio for the Rock N Roll Marathon on Saturday and, since I don’t live in San Antonio, I didn’t know the location of a Compass Bank. I did exactly what I do when I need to find something – I Googled it! BBVA Compass locations pop up all over Google maps in San Antonio (especially close to downtown)! I was happy to see that I was only minutes away from a bank. The joke was on me! Upon driving to the location on Google maps I found that none of the locations are actually open or visible. They’re either hidden in some office building or permanently closed! Try it yourself! It’s pitiful! At 9:15 am, after driving around for nearly 30 minutes, I accidentally found an open Compass Bank located at:

BBVA Compass
1038 Culebra Rd
San Antonio, TX 78201

I thought my bad luck was finally changing. After driving around for 30 minutes all I had to do was walk in this bank and cash my check. Easy right?

Apparently, the day after Veteran’s Day is a pretty big day for the banks because no one was able to cash checks on Friday. So everyone went to the bank on Saturday morning just like me. This particular branch (NMLS #825271 – Managed by Adrian Zapata) was extremely busy. In fact, the line was out the door. There were at least 20 people in front of me. There was ONE teller handling the line of 20 people inside the bank and ONE teller handling the line of cars at the drive-through. To be fair, the teller, Denise, was doing the best she could to keep up. Also, the lady working the line at the drive-through was helping as best she could as well. The manager, instead of trying to resolve the issue of a line out the door, decided to sit and talk with 1 customer for nearly 20 minutes. The Manager got up to assess the situation, but did little to solve the problem. It was very obvious that this bank was understaffed. After waiting 31 minutes in line I finally reached the counter to talk to Denise. I had to wait until I got to the counter to endorse my check because the desk that is used for deposit slips, etc had no pens! The pens had all been ripped off the metal chains to which they were once attached! I really didn’t care at this point because I knew I was only 30 seconds from getting my cash and leaving this hell hole. After endorsing my check I was informed by Denise that I would incur a $7 FEE for cashing a BBVA Compass check! WHY!? Why should I pay a fee to cash a check that has the BBVA Compass NAME on it? Instead of arguing, I just took it in the pants and paid the $7. What a rip off!

BBVA Compass sucks. This bank is a joke. These bankers are a joke. The management at this bank is a horrible joke.

When I left the bank with $993.00 the line was STILL out the door. They hadn’t made a stitch of progress. The customer’s faces were hilarious. I feel sorry for them and anyone that deals with Compass Bank. I have encouraged my client to switch to a credit union immediately. He was truly appalled and embarrassed that they charged me $7 to cash his check.

If you’ve been ripped off by Compass Bank post your experience here. It’s comical to see just how bad these guys can get!

The Honey Badger Song (LSU)

Monday, November 7th, 2011

This Honey Badger song came across my e-mail today and I laughed my ass off. This Honey Badger thing all started with a video of this guy talking about Honey Badgers. He obviously dubbed over the original audio and made this epic video about a honey badger. Then there’s this song:

LISTEN to the Honey Badger Song

Honey Badger

Lyrics:

This is the Honey Badger!
Oh, the Honey Badgers are just crazy!
ooooh oohhh look!

He takes what he wants if it feels right
He drops a few taunts when its game time
He comes to play. He’ll never behave
He’ll have his way

He’s in control and they’re shakin
He puts on a show ’cause he’s makin big plays everywhere
The badger don’t care. He don’t like to share

Take me to the game I’ll show you
He’ll take anything he wants he’ll own you
(He’s got the moves that Badger)(He’s got the moves that Badger)He’s got the moves like Badger
Who you tryin’ to throw that ball to?
Look into his eyes he’ll own you
(He’s got the moves that Badger)
(He’s got the moves that Badger)
He’s got the moves like Badger

When you get your pass he’ll stone you.
Knock you on your ass – explode you
Strip you of the ball – laugh while you fall
He’ll take it all the way to the house

He’ll run back a punt
Then he’ll blow up some suckers and chumps
He leaves them so broken and scared
The badger don’t care he goes everywhere

Take me to the game I’ll show you
He’ll take anything he wants he’ll own you
(He’s got the moves that Badger)
(He’s got the moves that Badger)
He’s got the moves like Badger

Who you tryin’ to throw that ball to?
Look into his eyes he’ll own you
(He’s got the moves that Badger)
(He’s got the moves that Badger)
He’s got the moves…

Fly through the air – interception!
Badger don’t care – use deception
To take what is his – Ballin’s his biz.
He don’t give a…

Rip out the ball another run back
Put 6 on the wall
Just a fun back with heart for the game
A champion’s claim – wants a ring with his name
… and I say

Take me to the game I’ll show you
He’ll take anything he wants he’ll own you
(He’s got the moves that Badger)
(He’s got the moves that Badger)
He’s got the moves like Badger

Who you tryin’ to throw that ball to?
Look into his eyes he’ll own you
(He’s got the moves that Badger)
(He’s a Honey Badger)
He’s got the moves like Badger

ooh the Honey Badger is just CRAZY!

This is NOT my work. I don’t know who made the song. If I find out I will post his name for credit.

LinkedIn.com to Charge Tax?

Wednesday, November 2nd, 2011

If you’re like most professionals with any social medica savviness you’re probably a member of LinkedIn.com.   I got an e-mail today stating that they’re now going to start charging sales tax on SERVICES?

 

In accordance with sales tax regulations, LinkedIn is required to collect state and local sales tax for products and services purchased by our members when applicable. Beginning November 1, 2011, local state or city tax will be applied to your LinkedIn Premium account balance.

Here are answers to some questions you may have:

Why do I need to pay sales tax on my Premium account?
LinkedIn, like other online service providers, is required to collect sales tax for services provided. Premium accounts in the states of Connecticut, New Jersey, New York, Ohio, Texas and Washington, as well as the city of Chicago will be subject to this, in accordance with respective state, city or local laws.
When will I start being charged sales tax on my Premium account?
Sales tax will be applied to your Premium account beginning on November 1, 2011.
Do I need to update my billing information?
No. The sales tax will automatically be applied to your account balance moving forward.
What is the sales tax rate that will be applied to my Premium account?
The local sales tax for Texas is currently 6.75%-8.25%.

If you have any further questions, please feel free contact us.

Regards,
The LinkedIn Team

 

When the states tried to do this to Amazon.com they completely abandoned their operations in taxing states.  With the recent fallout regarding NetFlix and its customers and the precent set by Amazon, I’m not sure LinkIn has thoroughly evaluated all of its options.   If they’re smart they will simply raise the price on their services $0.10 PER person to cover the taxes in the states that require sales tax to be paid.  If they’re really smart they will follow suit and pull a stunt like Amazon to show the states that taxing online purchases won’t be taken lightly.

What do you think?